We won't drive you from counter to counter

Guided by the mission to always be one step ahead of market trends and user needs, we were the first payment institution in Serbia to offer the possibility to finance vehicle registration through a loan. With this service, the path to the funds needed to register your vehicle is quick and easy. A single arrival at the Alta Pay office as part of a technical inspection or vehicle registration agency, is enough, and the loan approval procedure takes up to 30 minutes. Any questions?

Call our call center: 011 31 31 600

Fast car registration loan
Informative loan calculator

The loan is granted in dinars with a fixed interest rate for the entire repayment period.

document.addEventListener("DOMContentLoaded", function () { const calculateButton = document.getElementById("calculate-button"); const showPlanButton = document.getElementById("show-plan-button"); calculateButton.addEventListener("click", calculate); showPlanButton.addEventListener("click", showPaymentPlan); }); function formatNumber(number) { return number.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, "$&,"); } function calculate() { const loanAmount = parseFloat(document.getElementById("loan-amount").value); const loanTenure = parseInt(document.getElementById("loan-tenure").value); const interestRate = parseFloat(document.getElementById("interest-rate").value) / 100; const monthlyInterestRate = interestRate / 12; const denominator = Math.pow(1 + monthlyInterestRate, loanTenure) - 1; const monthlyPayment = (loanAmount * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, loanTenure)) / denominator; const totalRepayment = monthlyPayment * loanTenure; document.getElementById("monthly-payment").textContent = formatNumber(monthlyPayment) + " RSD"; document.getElementById("total-repayment").textContent = formatNumber(totalRepayment) + " RSD"; document.getElementById("result").classList.remove("hidden"); } function showPaymentPlan() { const loanAmount = parseFloat(document.getElementById("loan-amount").value); const loanTenure = parseInt(document.getElementById("loan-tenure").value); const interestRate = parseFloat(document.getElementById("interest-rate").value) / 100; const monthlyInterestRate = interestRate / 12; const denominator = Math.pow(1 + monthlyInterestRate, loanTenure) - 1; const monthlyPayment = (loanAmount * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, loanTenure)) / denominator; const planBody = document.getElementById("plan-body"); planBody.innerHTML = ""; let remainingLoanAmount = loanAmount; for (let i = 1; i <= loanTenure; i++) { const interestPayment = remainingLoanAmount * monthlyInterestRate; const principalPayment = monthlyPayment - interestPayment; const row = document.createElement("tr"); row.innerHTML = ` ${i} ${formatNumber(remainingLoanAmount)} RSD ${formatNumber(principalPayment)} RSD ${formatNumber(interestPayment)} RSD ${formatNumber(monthlyPayment)} RSD `; planBody.appendChild(row); remainingLoanAmount -= principalPayment; } document.getElementById("payment-plan").classList.remove("hidden"); }
REPRESENTATIVE EXAMPLE-ON 09.05.2022
Loan amount35.000,00 RSD
Repayment period12 months
Monthly installments3.326,55 RSD
Total for repayment39.918,57 RSD
Loan application processing feeBez naknade
Cost of credit bureau report (for user)Bez naknade
Cost of bank draftsBez naknade
The cost of one-off payment transactionsBez naknade
Nominal interest rate (annual)25,00%
Effective interest rate (EIR)*28,02%
Interest costs4.918,57 RSD
Required documentation

To apply for a loan, visit your nearest Alta Pay location and bring your ID, travel authorization and most recent insurance policy, as well as the completed supporting documentation.